We have set out below certain Terms of Service, which govern your use of this Site. Please read this Terms of Service statement carefully before using this Site. Your use of this Site constitutes your agreement to these Terms of Service and our Privacy Policy.

Connect Invest Corporation reserves the right, in its sole discretion, to modify, alter, or otherwise change these Terms of Service at any time with or without notice. Please review the Terms of Service statement periodically for changes. Your continued use of the Site constitutes your acceptance and agreement to be bound by these changes without limitation, qualification or change. If at any time you determine that you do not accept these changes, you must immediately discontinue use of the Site.

Eligibility

The use of this Site is restricted to U.S. Residents with a valid social security number that are 18 years of age or older. Children under the age of 18 are not eligible to participate in the offerings on the Site.

Disclaimer of Warranties

Although Connect Invest attempts to provide accurate information, Connect Invest does not guarantee the accuracy of information found on the Site. Your reliance on information found on the Site is at your own risk.

The site, and its contents, are provided to you “as is,” without warranty of any kind, either express or implied. Connect invest makes no representations, express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement of the rights of third parties, data accuracy, systems integration, or quiet enjoyment.

Connect invest, its affiliates, suppliers and service providers do not warrant or make any representations regarding the use or the results of the use of the materials on this site in terms of their timeliness, correctness, accuracy, reliability, or otherwise. While we make reasonable efforts to provide accurate and timely information, you should not assume that the information provided is always up to date or that this site contains all the relevant information available. Connect invest undertakes no obligation to verify or maintain the currency of any information provided on the site.

Limitation on Liability

Under no circumstances will Connect Invest, its affiliates, suppliers, or any others involved in creating this site and its contents be liable for any damages or injury, including any direct, indirect, incidental, special, consequential, punitive, or other damages resulting from any circumstance involving this site or its content (including but not limited to damages or injury caused by error, omission, interruption, defect, failure of performance, unauthorized use of this site, lost data, delay in operation or transmission, breach of security, line failure, defamatory, offensive or illegal conduct of any user of this site, or computer virus, worm, trojan horse or other harmful component), even if you have notified connect invest in advance of the possibility of such damage.

Use of Intellectual Property

The Site, and all of its contents, including but not limited to articles, other text, photographs, images, illustrations, graphics, video material, audio material, software, logos, titles, characters, names, and button icons (collectively the “intellectual property”), are protected by copyright, trademark and other laws of the United States, as well as international conventions and the laws of other countries. The intellectual property is owned or controlled by Connect Invest or by other parties that have provided rights thereto to Connect Invest. No portion of this Site may be reproduced, duplicated, copied, sold, or otherwise exploited for any commercial purpose that is not expressly permitted by Connect Invest.

You may browse through the Site and occasionally download small amounts of material appearing on the Site that are of personal interest to you for your personal, non-commercial use. You must keep intact all copyright, trademark and other notices contained in your personal copies. You may not reproduce or allow others to reproduce your personal copies of downloaded materials, nor may you make them available electronically. You may not save or archive a significant portion of the material appearing on the Site. You may not attempt to alter or modify the content posted on the Site. Except as expressly set forth in this paragraph, you may not copy, download, display, distribute, publish, enter into a database, perform, modify, create derivative works, transmit, post, decompile, reverse engineer, disassemble or in any way exploit any of our intellectual property or the Site itself.

Other trademarks, service marks, product names, and company names or logos appearing on the Site that are not owned by Connect Invest may not be used without express permission from their owners.

Proper Use of Site

You may not use this Site for any purpose that is unlawful or prohibited by this Terms of Service statement, or cause damage on or through the Site. You promise that none of your communications with or through the Site will violate any applicable local, state, national or international law. Your access to the Site may be terminated immediately in Connect Invest’s sole discretion, with or without notice, if you fail to comply with any provision of this Terms of Service statement.

Monitoring of the Site

Connect Invest has no obligation to monitor the Site; however, you acknowledge and agree that Connect Invest has the right to monitor the Site electronically from time to time and to disclose any information as necessary or appropriate to satisfy any law, regulation or other governmental request, to operate the Site, or to protect itself or other users of the Site.

Modification/Termination by Connect Invest

Connect Invest reserves the right, in its sole discretion, to modify, suspend, or terminate the Site and/or any portion thereof at any time for any reason with or without notice to you. Connect Invest shall not be liable to you or any third party for any termination of your access to the Site.

Indemnification

You agree to indemnify, defend, and hold harmless Connect Invest, its subsidiaries, agents, distributors and affiliates, and their officers, directors and employees from and against any and all claims, actions, demands, liabilities, costs and expenses, including, without limitation, reasonable attorneys’ fees, resulting from your use of the Site in a manner that violates or is alleged to violate these Terms of Service, any applicable law, or any warranty you provide herein, or otherwise arising in any way out of your use of the Site. Connect Invest reserves the right to take exclusive control and defense of any such claim otherwise subject to indemnification by you, in which event you will cooperate fully with Connect Invest in asserting any available defenses.

Links / Frames

The Site may contain links to Web sites operated by third parties and may also provide third party content on our Site by “framing” or other methods. Connect Invest does not monitor or control the content of any linked or framed sites and makes no representations regarding, and is not liable or responsible for, the accuracy, completeness, timeliness, reliability or availability of any of the content uploaded, displayed, or distributed, or products or services available at these sites. If you choose to access any third party site or rely on information found within third party content appearing on this Site, you do so at your own risk. The presence of a link to a third party site does not constitute or imply Connect Invest’s endorsement, sponsorship, or recommendation of the third party or of the content, products or services contained on, or available through, the site.

In order to use the payment functionality of our application, you must open a "Dwolla Platform" account provided by Dwolla, Inc. and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in the Dwolla account are held by Dwolla's financial institution partners as set out in the Dwolla Terms of Service. You authorize us to collect and share with Dwolla your personal information including full name, date of birth, social security number, physical address, email address and financial information, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla account through our application, and Dwolla account notifications will be sent by us, not Dwolla. We will provide customer support for your Dwolla account activity, and can be reached at www.connectinvest.com, customerservice@connectinvest.com and/or 866.795.7558.

Feedback and Submissions

Except as described below in this Site’s Privacy Policy, any material, information or ideas you submit to this Site will be deemed a grant of a royalty free, exclusive, sub licensable (through multiple tiers) right and license to use, reproduce, cache, modify, display, publicly perform, transmit, adapt, publish, translate, create derivative works from and distribute these materials throughout the universe in any medium and through any methods of distribution, transmission and display whether now known or hereafter devised. In addition, you warrant that all publicity rights and so-called “moral rights” have been waived. If any court determines that Connect Invest does not retain exclusive ownership of any such material, information, or ideas, then Connect Invest retains a non-exclusive license to use them.

Use of Personally Identifiable Information

Connect Invest’s practices and policies with respect to the collection and use of personally identifiable information are governed by our Privacy Policy.

Contact Us

If you have questions regarding the Agreement or the practices of Connect Invest, please contact us by e-mail at customerservice@connectinvest.com.

Connect Invest is committed to maintaining strong privacy protections for our users. Please read the information below describing the steps we take to ensure the privacy of your personally identifiable information. This Privacy Policy also explains your choices for managing information preferences, including opting out of certain uses of your personal information. Should you have any questions or need assistance in exercising any of your choices under this policy, please contact us at (866) 795-7558.

By accessing www.connectinvest.com you accept our Privacy Policy and Terms of Service and you consent to our collection, storage, use and disclosure of your personal information as outlined below.

Information We Collect

When using www.connectinvest.com, we may collect the following information:

Contact Information: When you contact us using our online contact form, we collect the messages you send as well as the personal information you provide, such as your name, phone number, and email address.

Application Information: We require certain personal information when you apply online for an Investor account. In addition to basic details such as your name, email address, and phone number, we may require information to verify your identity, such as your social security number and driver's license number

Log Data: When you access and use our website, we automatically record information concerning the device you are using and your activity on the Websites. This may include your device’s Internet Protocol (“IP”) address, your browser type, the types of information you search for and view on our website, locale preferences, location, identification numbers associated with your device, and your mobile carrier. If you arrived at one of our Websites by clicking on an advertisement, promotion, or search result on another website, we also take note of the web page you visited before you came to our Website.

Cookies: A “cookie” is a small data file that is transferred to your device. We use cookies to collect information to study, enhance and improve the use and capabilities of our website. We also use cookies to enable certain features of our website and to preserve your preferences and customize your experience when you visit and return to our websites. In addition, we and third parties acting on our behalf also use cookies to perform certain online advertising and analytics functions (discussed further below). Most browsers provide controls whereby you can choose to block receipt of cookies, delete cookies, or to be prompted before cookies are received. Please note that, if you delete or choose not to receive cookies from our website, the functionality of the websites may be impaired.

Geo-Location Information: Many mobile devices permit applications to access real-time location-based information. As of the effective date of this Disclosure, our mobile applications do not collect such information. However, we may do so in the future, with your consent, in order to enhance the features and functionality of our Websites and financial service offerings. In addition, some of the information we already collect, such as IP addresses, may be used to estimate an approximate location of the device you are using to access our Websites.

Additional information may be collected during your use of our website, or when we communicate with you via telephone, email or other means.

Information Collected from Third Parties

If you complete the account registration process, Connect Invest or our business partners may collect information from third parties to verify your identity and bank account information and assess risks related to your account.

How we Use your Information

We use your information to verify your identity, provide you with quality customer service, evaluate your request for an Investor account and improve our website. We may be obligated by law to retain certain communications and other information concerning you. In addition, we may retain and use communications, transaction details, and identifying information to maintain audit trails for security and anti-fraud purposes.

Connect Invest does not share information concerning you with unaffiliated third parties for marketing purposes. However, we may use your personal information to present you with information concerning offerings that may be of interest to you, via email.

Please note, the receipt of marketing communications via email is voluntary. If you do not wish to receive these communications, you may opt out at any time. To opt out please follow the steps below or contact us at (866) 795-7558 for assistance. If you choose to opt-out, you will continue to receive administrative emails from us.

Disclosure of Information

We disclose information concerning you as necessary to run our everyday business, such as in connection with the movement of funds. We also may disclose information concerning you if required to do so by law or if we believe that such action is necessary to comply with a legal obligation.

Online Tracking and Advertising

Like many website operators, we use services offered by third parties (including, but not limited to, Google, Twitter, and Facebook) to advertise on third party websites based on search terms used by you and your visits to our Websites. We also receive relevant history and Website usage information and information about your receipt and use of marketing emails from us collected by those third parties, including search terms that direct visitors to our Websites, and we use that information to improve our Websites and for our own marketing purposes. Those third parties use cookies, web beacons, pixels, or similar technology to provide these services to us and to serve ads and customize search results based in part on your visits to our Websites. You can set preferences for Google services using the Google Ad Settings page, and you can opt-out of Google Analytics’ use of data by installing a browser ad-on available here. You can find information concerning personalized ads delivered by Twitter, as well as an opt-out from interest-based advertising, here. Other tools for opting out of targeted advertising are the Network Advertising Initiative (NAI) Opt-Out Page and the Digital Advertising Alliance (DAA) Consumer Choice Tool. Note that if you opt-out on the NAI page, or using the DAA tool, you will still see advertisements when you browse the Internet, but those advertisements may be less tailored to youand your interests. The Websites may also use the services of AdTheorent, a DAA member, whose opt out page can be found here. Currently, various Internet browsers offer a “do not track” or “DNT” option that uses a DNT header to indicate the DNT preference setting on the browser. Because standards for DNT continue to evolve, we do not currently respond to browsers’ DNT signals with respect to the Websites. We do not track your activity over time and across different websites or online services. The third parties that collect data through our Websites and marketing emails may combine the data with other information they collect about your online activities over time, on other devices, and on other websites or apps, if those websites and apps also use the same third parties. We do not permit third-parties to collect information from the Websites for other websites or for their own purposes, except on a limited basis in connection with the analytics and advertising discussed in the preceding paragraph.

Security

Connect Invest is committed to maintaining the security of your information. When you supply information to us through our website, we use TLS (Transport Layer Security) or SSL (Secure Socket Layer) protocols to secure the transmission of information. Once we receive information, we store and protect it using industry-standard firewalls and other technology. Please remember, though, that no method of electronic transmission or storage is 100% secure.

Privacy of Children

The Connect Invest website is not intended for use by children under the age of 13. In order to use our services, you must be 18 years of age or older.

Your Choices, and How to Contact us

Customers can opt out of receiving marketing solicitations by emailing us at customerservice@connectinvest.com or visiting us at www.connectinvest.com.

Changes to our Privacy Policy:

We may need to make changes to our Privacy Policy from time to time, to reflect changes to our website or services, to accommodate new technology or legal requirements and guidelines. We will notify you of significant changes to our Privacy Policy by sending a notice to the primary email specified in your account. Significant changes will go into effect 30 days following such notification. Any immaterial changes or clarifications will go into effect immediately. We urge you to periodically check the website for updates.